OUR KNOW YOUR CUSTOMER(KYC) SERVICES
FCB Online Credit Reporting
Have access to the bureau’s online service of 24-hour access to credit reports on individuals and companies. Reports are generated in real time showing the credit status, score, history, previous interested party searches and financial exposures. Decision making is quick as information of interest is availed in seconds.
API Searching
Want to integrate your core system to FCB, then sign up for API access. This will grant you direct access to FCB, making it possible for limited human interface and ultimate speed in account opening, loan origination and data submission.
Director Report
Do you know the company you are going into business with? At FCB, we understand the importance of thorough KYC checks to ensure the integrity of business relationships. Clients can conduct credit vetting checks on director through our advanced and extensive database enabling you to know the key decision makers.
Portfolio Monitoring
This product is driven by the ethos, “First to know, First to act”...Allows FCB to monitor your portfolio on your behalf and report any activity positive or negative, with regards to clients on your portfolio. Such information aids in early detection of potential non-performance.
SMS ALERTS
We offer this service for free to advise signed up persons on changes to their credit report. Individual are alerted, once they have signed, to adverse updates made to their credit reports in real time. This allows timely interventions by bringing awareness to possible listings that may affect future applications and therefore impeding access to facilities
FCB Clients Watch list
Do you have high value clients and employees whose credit status may impact your organisation? Then it is only prudent to know the credit standing of you clients, employees or directors. If the status should change caused by any adverse event you will be notified immediately through a media of your choice. Do not wait to be the last to know.
Tenant Vetting
Get an informative credit report on your prospective tenants. This product allows for the performance of the rental income portfolio. With tenant vetting the landlord / agent will get an informative credit report on their tenants. At FCB we believe it is important to know your tenants and make informed decisions in order to avoid tenancy-related-risk.
Individual Credit Reports
Members of the public have access to their individual credit reports free of charge. Not only does this provide a detailed overview of an individual's credit history, including their credit score but it helps make informed decisions about their financial health and improve their credit standing. Subscribers can benefit from the FCB credit database, which allows them to access credit reports of multiple persons of interest and make well-informed decisions when it comes to lending, hiring, or any other relevant business transactions.
Batch Searching (Scrubbing)
Created for volume enquiries by allowing searching of batches, which essentially will enable entire size portfolios screening in minutes. Essential time is saved by eliminating the onerous task of inputting individual files on our online portal. What’s more batch searching results in huge discount.